Entries by goff

Estate Planning is Also Important for Young Adults

It is a common belief among young adults, even those with professional careers aged thirty or more, that they are too young to be concerned with estate planning. Young adults in their twenties and thirties often think they don’t own enough to constitute an estate. However, an estate is the total of all you own […]

Appointing a Power of Attorney to Manage Your Affairs

A power of attorney comes in different forms and is an important tool when planning for when you may become incapacitated and require a trusted agent to manage your affairs. These legal documents can grant broad authority to one or more power of attorney agents to transact business or make medical decisions based on your […]

Becoming a Legal Guardian for an Aging Parent

Legal guardianship of an aging parent means accepting significant responsibility to act and advocate for their care. The duties include a parent’s daily care, medical care, and possibly financial decisions made on their behalf. Many guardians are family members who were previously caregivers, now cast into a formal legal role. At the same time, some […]

Options to Afford Long-Term Care

According to findings, the US Department of Health and Human Services (HHS) estimates that approximately seventy percent of retirees in America will need long-term care (LTC), with median annual costs for these services ranging from $53,768 to $105,850 in 2020, according to research from Genworth. HHS also reports that those who receive Medicaid-financed nursing home […]

Problems, Policies, and Proposals for Long-Term Care

The long-term care (LTC) crisis is on the rise for aging Americans. Industry driven, massively underpriced policies are playing fiscal catch up with hefty premium rate increases. This price increase is forcing some aging Americans to abandon their policy while others struggle to reduce their amount of LTC coverage to keep their rates affordable or […]

Medicare, Medicaid, and Alphabet Soup

Many people confuse Medicare and Medicaid. And why not? The words are similar, and both are government programs that have to do with health care. However, the programs are very different. A proper understanding of these two programs is necessary to make sure that you or your loved one does not misstep when making health […]

Destructive Myths About Divorce Litigation

Don’t make these mistakes when thinking about your divorce litigation Don’t try to win at any cost.    Divorce litigation brings out the worse in many people.  Winning at any costs usually means you pay more than the outcome is worth just for revenge.  After 29 years of litigating divorces, we can attest to to […]