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The Truth About Millennials and Financial Planning

Mar 16, 2020 | Financial issues

Millennials include fiscally conservative, savings oriented, and future planners seeking financial freedom as core attributes. A large part of millennials' formative years was influenced by the US sub-prime mortgage crisis beginning in 2007, shortly followed by an...

The Biggest Worry to Getting on Medicaid

Mar 10, 2020 | Elder Law, Senior Living

Home ownership is the American Dream. People work hard all their lives to own a home, and it is often their most valuable and significant possession. So when health begins to fail and the need for long-term care arises, we often get this fear-filled question from our...

Baby Boomers in the New Decade

Mar 3, 2020 | Elder Law

The baby boom generation is comprised of those Americans born 1946-1964, and according to the US Census Bureau (Bureau of Census), their numbers are estimated to be 73 million strong. This number represents nearly 20 percent of the American public. As they enter their...

Income and Qualifications for Social Security Disability

Feb 25, 2020 | Elder Law

Anyone can become either temporarily or permanently disabled. Some projections are estimating that Americans in their 20s today have an approximate 30 percent chance of experiencing a disability profound enough to cause them to miss three or more months of work before...

VA Pension Eligibility for Non-Disabled Wartime Veterans

Feb 18, 2020 | Va Pension Benefits

It is a challenge to keep up with US Military benefits as they are always changing, and many veterans miss out on what can be life-changing aid. Many wartime veterans receive a disability pension due to injury. But did you know that wartime veterans age 65 or more may...

How the Windfall Elimination Provision Could Reduce Your Social Security Benefits

Feb 11, 2020 | Financial issues

If you receive a pension from your employment that did not pay social security payroll taxes, your SSA benefit might be reduced by the Windfall Elimination Provision (WEP). How can you know if this is your situation? Your social security statement does not reflect any...

The Hybrid Policy and How it Can Help You

Feb 5, 2020 | Elder Law

You have probably heard about the astronomical costs of nursing-home care if you become seriously ill or injured. You might also know that Medicare would cover only a minimal amount of those costs. Private insurance doesn’t seem like a good bet either if you’ve heard...

Beware These 2020 Scam Opportunities

Jan 28, 2020 | Senior Living

Welcome to the new decade, replete with new challenges to protect yourself against ever-inventive scam artists. One concern has a simple fix but requires your commitment to add two additional digits when signing or writing documents, letters, emails, and more. The...

What is the SECURE Act of 2020?

Jan 21, 2020 | Elder Law

Congress has passed a bipartisan appropriations bill. In the contents of this spending bill is a piece of legislation known as the Setting Every Community Up for Retirement Enhancement Act (SECURE), the first significant change in retirement legislation since the...

The Epidemic of Americans Retiring Poor

Jan 15, 2020 | Senior Living

Well managed money brings with it a freedom of lifestyle in retirement. Sadly, reports say that less than 5 percent of Americans will be financially free by the age of 65. Changes in the U.S. economy coupled with increased health care costs and lack of personal...