Frequently Asked Questions
•Past and future lost wages.
•Pain and suffering.
•Disfigurement and physical impairment.
Spouses and children can also recover for some of the damage they sustained due to a loved one’s injuries. If you were driving and did not have car insurance at the time of the wreck or if you were convicted of DWI from the wreck, then your rights to recover may be significantly restricted. An attorney can help you evaluate your case and help you obtain the best settlement.
Uninsured/Underinsured motorist- Will pay you if the wreck was the other driver’s fault and he/she does not have liability insurance or not enough insurance for your injuries.This coverage is required by law UNLESS you waive it.
Collision- Pays the cost of repairing your car or the fair market value; whichever is less, minus a deductible.
Medial Payments Coverage- Pays your medical bills up to a certain limit.
Towing/Rental- Pays for the cost of towing your vehicle and renting a replacement auto.
You may not have all of these coverages included in your auto policy and certain coverages have limits on how much they will pay.Consult your insurance agent or an attorney with questions about your insurance coverage.
NO FEE UNTIL RECOVERY
You should not have to pay legal fees unless your case is settled or a recovery is obtained for you. In most injury cases, Goff and Goff charges a legal fee only if you recover money for your injury.
You need a qualified attorney who will meet with you and discuss your case free of charge. The attorneys at Goff and Goff offer free consultations on most civil injury cases.
Most importantly, you need an attorney with experience in your type of case. The lawyers at Goff and Goff have over 80 years of combined legal experience and have represented hundreds of clients injured in automobile collisions.
Divorce, Custody, Child Support
Goff and Goff does not sell insurance, annuities, or other financial “products.” Goff and Goff applies the law to your specific facts and provides you with an unbiased strategy that is best for your family. Some financial planners claiming to provide advice regarding Medicaid and Long-Term Care options ultimately intend to sell you an insurance policy, annuity, or other financial “product” or investment for which they potentially will obtain large commissions in addition to their planning fees. Not only are you paying a planning fee to non-lawyer to give you legal advice,*** but that non-lawyer has every incentive to steer you towards the sale of one of his or her financial products or insurance policies. That conflict of interest does not exist with Goff and Goff. Prudence dictates that one should get legal advice from a lawyer, not a salesman.
***Planning and implementing strategies for long-term care (Medicaid) eligibility and Veterans Pension Benefits require application of your specific facts to the numerous federal and state statutes and regulations. Planning and advice and the provision of legal documents by non-Louisiana-licensed attorneys (including notaries) constitutes the illegal unauthorized practice of law subject to civil and criminal penalties despite any fine-print disclaimer provided by the financial planner. C.f., La. R.S. 37:212 et seq.
Wills, Estates, Trusts, Successions
BEWARE of internet sites purporting to draft valid wills for you. Louisiana law is different from all other states, and a will drafted “over the internet,” though valid in most states, may not at all be valid in Louisiana. You should always have a will reviewed by an attorney licensed in Louisiana before you rely on it.
(1) Subject to certain limitations, you can dispose of your property as you see fit.
(2) You can appoint an executor and an attorney of your own choosing who will handle your estate;
(3) You can plan the distribution of your estate so as to get the maximum tax benefits.
(4) You can, in many instances, lessen the costs of settling your estate.
(5) Property that will be inherited by young people or other persons not competent to handle the property can be placed in trust for them.
(6) You can name a person to take care of your minor children if your spouse does not survive you.
The following are four practical steps in planning your affairs which, if approached conscientiously, will save time and facilitate sound results:
(1) Inventory Your Assets.List in reasonable detail all your property , including debts and obligations.
(2) List Your Relatives and those whom you wish to participate in your estate.
(3) Decide What You Want to Accomplish.What are your objectives, and to whom you wish your assets distributed?
(4) Then Meet With Your Lawyer and other advisors to work out the details and to prepare the necessary documents.
Schedule a consultation to get started today.