Entries by goff

Helping Seniors Avoid Loneliness

We help seniors avoid loneliness by creating a goal to live a long and healthy life. Senior citizens are admired for their wisdom and knowledge. However, their long life often comes with the grief of outliving their spouses, friends, and sometimes their children. As a result, if they can’t maintain and make new meaningful connections […]

Divorce Will Require You to Revise Your Estate Planning

Revise Your Estate Planning It is usually a difficult emotional experience to go through a divorce (especially if children are involved) along with a difficult financial outcome. While your estate plan may be the furthest thing from your mind during a divorce, without updating your documents, your ex-spouse may receive assets in ways you neither […]

Coverage for Long-Term Care

The improvement in medical care and healthier lifestyles are making people live longer. Because of this, more of us will need some form of long-term care in our later years. As a result, the cost of long-term care has been rising. Wharton estimates nursing home costs will increase by 4.7% and home health care by 6.9% […]

Nursing Home Questions to Protect Loved Ones

A nursing home advocate plays a vital role in ensuring the well-being of your loved one. Residents in nursing homes and other long-term care facilities are disproportionately affected by the flu, pneumonia, COVID 19, and other contagious diseases. According to the American Family Physician Journal, a flu outbreak in a nursing home often affects 20 […]

Don’t Make These Common Mistakes in Your Estate Plan

In the minds of many Americans, estate planning is something they do once, file away, and forget about. However, without being aware of the potential impact, people will make gifts during their lifetime or change listed beneficiaries on accounts. Which can have enormous unintended consequences on their will or trust. Review your estate plan regularly […]

Work After Retirement: Making a Decision

You may find that commonly the business owner or service provider at a podiatrist or shoe repair business is over the age of 55. You are witnessing what the statistics show. Older workers dominate some professions. In addition, more Americans are working more years across industrial sectors. The Bureau of Labor Statistics reports that the percentage […]

SSI and SSDI Claims Rejection

SSI and SSDI Claims Rejection Before spending time and effort on federal Supplemental Security Income (SSI) and Social Security Disability Insurance (SSDI) applications, you should review some of the major disqualifiers. Eligible individuals can benefit from both programs though they have distinct differences. The major difference is SSI eligibility qualification relies on age, disability, and […]

Planning an Estate for Non-Traditional Families

The practice of planning an estate for non- traditional families is evolving due to changing family structures. In the past, a traditional family consisted of a husband and wife who married young, bought a home, had children, and worked for financial stability and security. In 1949, 79.8 percent of American households were married couples, but […]

Important Facts About Living Wills

If you became seriously ill or injured and were unable to make decisions with important facts about living wills for your healthcare, what would happen? You don’t have to be old to become incapacitated. A living will, a component of an advance health care directive can outline your wishes so that your loved ones can […]

Tax Reform with Estate Planning

To stay on top of changes to federal estate tax laws, gifts, and generations skipping tax exemptions, it may be necessary to revisit and update your estate plan annually. On the first day of 2026, the federal tax assessment on estates worth at least $11.7 million, indexed for inflation annually, will revert back to pre-2018 […]